Product Features
Transaction Banking
We believe that banking with us will be a pleasure for our customers and therefore we present a host of services that allow you to perform your business transactions in a hassle-free manner.
Flexible Cash Limits*
A unique multiplier facility where we offer flexible cash deposit limits basis previous month’s average balance.
Unmatched Remittance Solution*
Free NEFT / RTGS
Free Demand Draft
Free Payable at par Cheque book
Free Cheque collection at RBL Bank and Non RBL bank Branches.
Efficient Cheque Collection Services*
Our strong network of correspondent banks enables us to collect cheques from over 1600 locations across India in a quick and efficient manner.
*Limits apply as per variant
Lending / Working Capital Requirement
Ratna Business Loan Facility
Ratna business is a unique product offering, which caters to the business needs of a wide spectrum of clients in the manufacturing, trading and service sectors. We offer a host of products to meet the working capital requirements like cash credit, inland bills discounting etc.
Term Loans
We offer short-term and long-term loans based on your financial needs. We provide term loans for your business expansion, working capital requirements and renovation of your workspace or factory.
Loan against Property
Avail a loan against your residential or commercial property. We offer competitive interest rates and a seamless disbursement process.
*Credit facility / loan sanction is at the sole discretion of RBL bank.
*Terms & Conditions apply.
Trade Finance & Foreign Exchange Services
Export
Export Bill Collection/Discounting/Negotiation and Export Letter of Credit advising/Negotiation
Packing Credit Rupee & Foreign Currency
Post-shipment Financing
Import
Import Letter of Credit/Bill Collections/Direct Bills
Advance Remittance against Imports
Buyer’s and Supplier’s credit
Trust Receipt Financing
Direct Remittance under Open Account Trade
Inland Products
LC, Bank Guarantee, Bills Discounting / Purchase under LC, Bills for Collection.
Other Products & Services
Foreign Bank Guarantees
Forward Contracts
Inward & Outward Remittance
We facilitate seamless Inward & Outward Remittances at competitive rates, with the help of our overseas partner banks.
Hedging
Our team of experts ensure that your wealth in foreign currency encounters the least possible exposure to volatile markets. We provide solutions that extract the maximum value from each market situation.
Convenience Banking
Anywhere Banking Facility
Conduct your banking transactions from any of our branches spread across the country, irrespective of which branch you opened your account.
Internet Banking
Secured online banking facilities, also available for corporates with maker-checker, flexible limits and bulk upload facilities.
Phone Banking
Access your account from the comfort of your home and office.
SMS Banking
Our SMS Banking facility places an exhaustive range of services at your fingertips, enabling you to conduct banking transactions with ease.
Bill Payment & E-Tax Payment
Bill Pay is a simple, convenient and secure way for managing payments, remittances and paying direct taxes.
Free Platinum Debit Card
Enjoy free unlimited ATM transactions at any bank's ATM and get the best in lifestyle, dining and events with RBL Bank Platinum Card Concierge services.